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The Bank of Mum and Dad

You may have read in the press lately (in particular, The Times of 31st August 2019), concerns about defaults on "the Bank of Mum and Dad". Over the years, we have seen many cases of parents kindly helping their children, or sometimes their children and a partner, to acquire a house,… Read More

No Fault Evictions

There has been much written in the media recently about the Government’s proposals to alter the ability of landlords of residential properties to evict tenants after giving two months’ notice.  While this makes a good headline, if you delve a little deeper, there are things that tenants can to do… Read More

The long road to qualification

A big shakeup is pending in the way in which individuals qualify as solicitors with the introduction of what is snappily called “the solicitor’s qualifying exam”.  We thought we would take a look back at how people have qualified as solicitors over the last two or three hundred years.   It… Read More

Are the Courts moving into the 21st Century?

As funding for the Court Service has been cut back, many people find themselves having to travel further and further to attend Court. In Cornwall the only Courts are now in Bodmin and Truro and this can mean a significant journey for people to attend hearings. The Court Service has recently… Read More

There are lawyers and "lawyers"

If you are in need of legal advice, please make sure that the person you select to assist you is a qualified solicitor. There are people out there who style themselves as legal advisors but many of them have no qualifications at all. In a recent case, the High Court… Read More

Lawyers speak up for Music Festival

Sproull Solicitors LLP, who have offices in Bodmin and Camelford as well as Wadebridge, were pleased to support this year’s Wadebridge Festival of Music and Speech.  The Festival took place at Wadebridge Town Hall between 25th February and 2nd March.  The Festival, now in its 94th year, showcases an amazing… Read More

Property Sales in Cornwall

The latest analysis from the Land Registry has revealed some interesting facts about property sales in Cornwall.   The figures are based on postcodes where there were at least five sales in 2017/2018.  They relate to properties of all sizes so can only provide a general indication, but some of the… Read More

Referral Fees

Since 2004, when the Law Society permitted it, many firms of solicitors have been paying referral fees to estate agents in return for clients being pointed in their direction. Many solicitors have argued that the introduction of referral fees was not in the best interests of clients and could lead to… Read More

House Prices in England

According to the latest figures released by the Land Registry, there is one road in Cornwall where the average house price is more than £1.7million.  More than 60 properties sold for six figure sums in 2018. The most expensive street in Cornwall, according to 2018 figures, is Peden Moran in… Read More

Probate fee or another death tax?

November 5th (any significance in this date?) saw the announcement (completely separate from any Budget) of a sharp increase in the fee payable to obtain a Grant of Probate.  The Grant of Probate is essentially a Court Order that allows the executors of a deceased’s Will to deal with their… Read More

Mortgage approvals at six month low

Gross mortgage lending fell to £21.5 billion in September according to data from the UK Finance.  This is a decrease of 1.2% from last year.  The number of mortgage approvals is down 9.1% on the same time last year.  High street banks did, however, lend more in unsecured consumer credit,… Read More

Are you a Director of a Company?

Currently all Company Directors have to provide a residential address and a service address which appears on the Public Register at Companies House.  The only way of avoiding your residential address being on the public record is to satisfy Companies House that there is a serious risk of violence or… Read More

Insurance Premiums

Insurance premiums fall, but at what price? It has been reported recently that UK car insurance prices have recorded their first year on year fall since 2014.  The average premium in the first three months of 2018 was £768, down by 2% on the same period last year, according to… Read More

House Prices

According to Halifax, Britain’s biggest mortgage lender, house prices in London are falling at the fastest rate in nine years.  Prices were down 3.2% between January and March, compared to the previous quarter.  According to this data, this is the sharpest decline since the financial crisis.   Looking around the country, however,… Read More

It's all junk mail, right?

With the increasing use of email and other methods of communication, a lot of the stuff we receive via ordinary post tends to be junk mail.  There are, however, some things that come in the post that really matter including correspondence from the Court.  If somebody, for example, pursues you… Read More

But lawyers are expensive, aren't they?

The answer to this question is, “sometimes”.  You have to balance the upfront cost of paying a solicitor to help you, with the potential consequences of things going wrong if you don’t.  In many cases, it is your choice as to whether or not you use a solicitor to deal… Read More

More House Price Statistics

According to the latest Nationwide House Price Index, UK house price growth accelerated to 3.2% during January.   If you read the property press, you will see all manner of statistics about house prices being up, down, stable, anywhere inbetween! The fact remains that the only time a house sells is when… Read More

Property in Cornwall

According to a report in this week’s Cornish Guardian (www.cornwalllive.com), more than 70 homes in Cornwall sold for £1million or more during 2017.  The most expensive property sold was £3.28million.  The average price for a property in the County is £225,612 which is a 6% increase over the previous year.   Although… Read More

Conveyancing

According to a recent survey by Lloyds Bank Homemover Reviews, the number of people moving home is at its highest since 2007.  The number of home owners moving house across the UK increased by 2% to an estimated 370,300 in the past year.  The figure is 18% higher than the… Read More

It's a joint account, but who owns it?

Many people have joint bank accounts and indeed other jointly owned property, it may be a car or a boat, for example.  The biggest thing that people often own jointly, of course, is a house.  Do you have any jointly owned property?  Do you know what happens if your joint… Read More

How long does it take to sell the average property?

A recent report tells us that the average seller can expect it to take just over three months to find a buyer for their house.  The period varies across the country.  For example, in Edinburgh and Glasgow, houses spend just 41 and 50 days respectively on the market, whereas in… Read More

Employment Tribunal Refunds

If you paid an Employment Tribunal fee over the last four years, you may be entitled to a refund, the Ministry of Justice has said.  Recently, the Supreme Court declared that the fees imposed by the Government over four years ago were unlawful.  The refund process has already begun and… Read More